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Important disclosures

Understanding the limits and possible risks of debt-relief programs matters.

Draft for counsel review: Final program-specific disclosures and required prominence have not yet been approved.

Our role

BetterRelief.org provides marketing services and educational content and collects information used to check whether loans may qualify for a program. It is not a law firm, lender, credit-repair organization, or debt-settlement provider.

Program availability

Not every loan will qualify, and not every consumer will be eligible. Availability also depends on factors including the lender and state. Completing the form does not guarantee acceptance into a program.

Possible risks

Debt settlement may affect credit, involve program fees, lead to continued collection activity, increase balances through interest or fees, create tax consequences, or expose a consumer to legal action by a creditor. Results and timing vary.

No outcome promise

No settlement, savings amount, completion date, creditor response, or financial outcome is guaranteed.